Email me if u know . (write the answer twice with an "@" between the words). They are not scam artists, they just do not play nice when it comes to collecting money. I also filed a complaint with the ************************* as they are threatening to *** me in court for debt that is not mine. They talked about settling with me for over $4,000. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Sherman AcquisitionsFinancial now has it and it is in judgment/collection on my credit reportsdue to be taken off my credit in December 2010. i have never owned or even had credit with this bank ever. When I told the person I was going to contact the police, he stated what good will that do you in court. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. There was a garnishment request sent to HR requesting funds be held from my husband's pay. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. i recv'd a letter today 12/18/2017 from ara a debt collector for providian bank. This compensation comes from two main sources. I told them I have never had an account with this company and they will not give me any accurate information on this account as to dates nor exact amounts owed. I wanted to see if anyone else had dealt with them and the results of that first. Services that help with debt settlements include debt attorneys or debt settlement companies. I had purchased the illness protection insurance through Providian. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. Even if you pay it, it will stay on showing paid but it will still be there. With them. WHy can these guys get away with this. Remember, we welcome your calls and emails at any time, including in the evening and on weekends. We have seen a recent increase in the number of consumers sued on an alleged debt arising from an old Providian credit card account. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Instead, let the collector make the first move. I am a former employee. 11 yrs ago. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. The act protects consumers from abusive, deceptive and unfair debt collection practices such as limiting debt collection calls before evening hours, not allowing incessant calling or communication via postcard and prohibiting the use of violence or intimidating language from the debt collector. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. Many critics contended that the extended credit makes the borrower poorer than before the credit was extended. ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. Can someone tell me who and what this company is? [1][2] When Providian's insurance operations were acquired by Aegon, Providian's credit card business was spun off as a separate company.[3]. The good news is that you may have legal defenses if you are sued on an alleged Providian credit card debt. In 1984, First Deposit was sold to the Kentucky insurance company Capital Holding, later renamed Providian. The court clerk will then attempt to reach the judgment creditor and, if their efforts fail, the money reverts to the state presumably to help widows, infants and orphans. Changes to the law are coming. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies. If you are unsure of whether the statute of limitations has passed, the CFPB recommends contacting an attorney in your state. Account closed, zero balance due. Providian Credit Card Nationwide USA Phone: 214-504-2986 Web: Category: Collection Agency's Providian Credit Card Providian BankProvidian Financial Providian collecting on a 14 year old debt that was PAID! Imagine you got sick a few months ago, and put your medical bills on a credit card. 1998-01-01. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *****. I am going to get a lawyer and sue the ### out of these ###ing crooked ### and get as much national attention as possible to bring them to their ###ing knees. More details on software and accessibility are available at WebAIM.org. The case status is Disposed - Other Disposed. Those lawsuits are not brought by Providian, which does not exist any longer; instead these credit card lawsuits are typically brought by debt collectors (for example, Arrow Financial) who have purchased the debt from Providian, or its successors: Washington Mutual (WaMu) Bank or J.P. Morgan Chase. They guy was sooo rude & said that he advises me to get a lawyer. I have now received three phone calls since 01/06/2023. This is absolutely absurd and I'm livid. They are sending someone to serve me with papers to appear in court. I called the law firm and asked them to pleas investigate this matter and get back to me. Common legal notices served by this bank include: Summons & Complaint Default Judgment Wage Garnishment Bank Restraining Notice Seems as if anyone can send you a bill claiming you are indebted to them . Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Its expected to pass by the end of the year, so consumers should pay attention to the final changes. I really dont see any ripoff. Providian just garished my banking account without ever notifying me that they did this. Ive called several different numbers for providian and no one seems to know what Im talking about. No fee for additional employee cards. these providian [censored] are trying to go after my sick mother! I was served a summons by the deputy sheriff. On 02/05/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against MARK N KITAOKA. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Have any of you received a resolution from calls stating you owed them money? Please write me at v.romero@yahoo.com. Past performance is not indicative of future results. My bank account is now almost $1000 over drawn and there is nothing I can do about it. They are now trying to take $1737.96 from my check Commissions do not affect our editors' opinions or evaluations. Many want to immediately pick up the phone and call the creditor to explain the debt, but she says this isnt in their best interest. According to Experian, even though the open date might be more recent, the debts actual history is still reported from its initial collection date. I have no contacted a lawyer to find out what's going on and what legal recourse I have. Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. If you are in debt to a lender like Providian Bank, your account may be sent to a collection agency. PROVIDIAN NATIONAL BANK V DIXON JR Case Summary On 02/10/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against DIXON JR. Are you saying that there is a judgment against you and you now want to pay the judgment off? I understand from research that it was sold a couple times, I believe first to Washington Mutual, Now to Chase. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. In 2000, Providian agreed to reimburse $300 million to 3 million customers, who were victims of misleading sales pitches and charged for products they did not want, including Providian credit-protection plan, balance transfers, annual fees, and other services. Nationwide *Author of original report: PS.because I forgot to mention it! Due to a recent promotion, I should now be referred to as. Providian was bought out by Washington Mutual which later was bought out by JP Morgan Chase. Providian was supposed to be sold to WaMu which is now Chase. The card was open Dec.4th 2000-closed Sept. I receive a notice from a collection agency that I owe Providian National bank $2222.11. Stated it was from Providian Bank for a debt that went into collections in 2009. If a new collector purchases the debt, the company may report it as opened on the date it was bought from the previous collector. Stuart R. Pollak of the Superior Court of California, the City and County of San Francisco, granted final approval to a settlement agreement in the case, and certified a settlement class. help me understand.and what about statute of limitations. I asked again for the number, she reponded with , "you don't have to be rude with me. See details. In 1981, Parker Pen acquired two banks to start a credit card company by the name of First Deposit, based in San Francisco. 2003-12-31. Any suggestions? This is threatening our livelihood and my husband's health and reputation. I honestly dont know what to do or if this is legit. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. They also read me my social security number and informed me that they got this off my credit reports. The collection agency would give me no information other than the name of the company they were working for. Every # that I find for Providian & I call is disconnected. I also have never seen this on my credit nor have I seen any collection letters or calls for this. Help! Another letter I received from a different collection agency working for them demanded I open a credit card account with them and the balance would immediately show on that credit card and I could make monthly payments to them at an interest rate of 29.99% interest unitl it was paid off and they they would extend me a 'revolving' line of credit. This page is not available in other languages. There are no debts/collections showing on his credit reports and the news from HR was the first time we've heard of this. I sent them a reply requesting disclosure of this debt well over 6 months ago! She is elderly and I made sure we called them together. The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. Do your research and always know what the total cost will be to hire help. and told me that this was from the 1990 . Giving the dates of the opened account and the establishment of my 501(c)3, I'm labeling this as a scam. . I just received a letter from a collection agency saying I owed 10, 101.34. Today i receive a phone from Resource Recovery trying to collect on a Providian National Bank. If youre being harassed for debt that doesnt belong to you, you have the right to stop the collectors from contacting you. All Rights Reserved. After the company makes its own efforts to resolve the debt, it will eventually turn it over to a debt collections agency and be reported to the credit bureaus as a charge off, meaning the original creditor has ceased efforts to recover the debt. Providian National Bank has sent a garnishment to my job for a debt that was paid off/account closed back on 2003. I told him for what ? Re: HELP! Until today. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees. AND TODAY SHE RELIAZED HER CHECK WAS SHORT 300 DOLLARS AND FOUND OUT THAT PROVIDIAN TOLD THE PAYROLL DEPARTMENT AT HER JOB THAT THEY HAD A COURT ORDER TO GARNISH HER CHECKS WOW ! IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT! Additionally, if you had a credit card through Providian, it could have a had a different name on the credit card, but your paperwork would have said that the card was serviced through Providian. Learn more. widgetinstance 213 (Related Topics) skipped due to lack of content & hide_module_if_empty option. If they want to take to court they have better provide my records. not gonna wait for them to do what ever they want. I received nothing in the mail or otherwise stating that this would happen. What do I do? In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. thanks again. Started to receive calls from ******************************************* stating that I had a Providian credit card that I opened in **** and paid on it for 18 years and then went into default in 2018. Research/discuss 85,000 issues in the forum or privately ASK A LAWYER NOW, click ASK NOW. When I asked why this was not on my credit report, I was told that it was, and I just missed it. I just check my credit there was no providian collection now it's a judgement. i recieved the same thing. I recently got a letter demanding my bank account information and they state once I provide the information they will take 1 of 3 actions: 1: A one time payment of 870.70 2: My account will be debited 3 consecutive monthly payments equivalant to $1741.73 3: Take monthly payments from my account that 'I' find affordable until the account is paid in full. Funny thing is it has never been on my credit report as I never had a credit card until 2007. Today I got a call that I owed $2000.00 from providian credit card. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. Unpaid credit card debt, for example, is typically turned over to an in-house collections agency after more than 30 days of remaining unpaid. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service. HELP! Johndowning01@gmail.com But with effort and patience, a score will eventually recover. The debt is over 3 years past the SOL. It's very simple: Someone contacts you often by phone, but also by text message, fax, mail or email and claims that you owe a debt. So they mailed me a letter asking me to make payment arrangements . The settlement required Providian to pay over $100 million in cash, credits, and other benefits to the class, and to stop certain practices that were at issue in the class actions. I never heard of them! The thought of seeing how much of a hit the debacle is taking on your score makes your stomach turn. I graduated from HS in 2001. The collector must return your request before it can start trying to collect the debt again. More Credit score Credit Debt Ask a lawyer - it's free! ), I was never advised of this debt prior to summons & most important I DO NOT OWE! There is plenty of information on them as a rip-off artists on ripoff.comandsuch on the internet but no information on the actual company. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization. Washington Mutual, Inc., continued to run the company as a wholly owned subsidiary, out of its San Francisco headquarters. I used to love this country how could anybody these days! Acquired Providian Bank ( 34166) in SALT LAKE CITY, UT. Many factors affect your FICO Scores and the interest rates you may receive. Said went into collection in 2001. Once youre notified, there are a few different paths you can take to resolve the debt. On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. and fill out the "Identity Theft Victims Complaint and Affidavit". They transferred me to credit card services to look up any old Providian accounts I might have had=none. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. That's ugly". The debt may be completely fake, canceled, discharged, forgiven or beyond the period for collection. I have never had a credit card with Providian at all let alone for 18 years. I got a VERY similar call on behalf of my mother yesterday. While on the phone with a collector, Tayne recommends taking notes throughout the conversation and detailing important information like who you are speaking to, the current balance and rate of interest. I also had filed bankruptcy in between this time. The complaint has been investigated and resolved to the customers satisfaction. The case status is Disposed - Judgment Entered. Well guide you through the process. I have free, top notch attorneys for as long as needed. This will surely increase the credibility of your complaint. The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. Cheryl lindsey. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. I had purchased the illness protection insurance through Providian. BBB Business Profiles generally cover a three-year reporting period. I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't. They said they had left it at the front door. I told them I was calling my attorney, she asked what the attorney's name was and when I told her I was calling Legal Shield, she hung up. 33 reviews Avvo Rating: 9.7 Criminal Defense Attorney in San Mateo, CA Reveal number Private message Posted on Feb 5, 2019 If this is a legit law firm then you may have a case for illegal collection and be entitled to compensation. Fishers, in. Do you have your official credit reports from the CRAs? If a debt in collections goes away from your credit report in seven years, does this mean you shouldnt repay it? Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I'm currently on disability being sole source of income can't afford nor verify this debt. Previously entered content was automatically saved. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. I blocked the number and have reported his business. providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though. Individuals with extremely low credit scores can benefit greatly from reporting positive rental payment history to credit bureaus. Just paid something something off to a debt collector (NCO Financial) and all of a sudden this Providian shows back up on my credit report and guess who the debt collector is !!!!!!!!! this is very weird that they sent me the letter with an old address i use to live at with the wrong Social Security number. Collection Agency's: Providian National Bank First Resolution Management Corp Seattle, Washington. I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. I told them I never heard of them. . The Forbes Advisor editorial team is independent and objective. Do you honestly think we can't get you? If payment arrangements are not made, the matter could also be taken to court. . Today I got a call that I owed $2000.00 from providian credit card. So why would I have a credit card. This is a reality for millions of Americans. OLD CC COLLECTION DEBT/RIPOFF SCAM! Read more on. Changed organization type to CREDIT CARD BANK: 1998-01-01: Changed name to Providian National Bank: 1998-01-01: Acquired Providian National Bank in CONCORD, NH: 2003-12-31: Acquired Providian Bank in SALT LAKE CITY, UT: 2005-10-01: Merged into and subsequently operated as part of Washington Mutual Bank (32633) in HENDERSON, NV: 2006-03-01 . thank u. One for $9, 388.79 and the other for $8, 979.67. She claims I took out the credit card in Sept. of 2017 however my non-profit wasn't established until 4/20. The amount of time that passes before the debt is released to collections depends on the type of loan. 10 yrs online! I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. I have never heard from this bank nor do I know who they are. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. Youll likely be informed via a letter in the mail, or a collector will start calling you. Providian National Bank review: fraudulent collection practices. When you look up a debtor on the internetand the first five or so sites have rip-off in the address, I felt like I should ask questions before being duped. They addressed me by my maiden . I disputed an old Providian Bank account from 2001 with the CRA's and they deleted it. 13 complaints closed in the last 12 months. Can anyone out there help us? Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. In some forum areas, you may have to register (sign up) before you can post. The bottom feeders are out and looking for anything they can get their hands. Something went wrong. He told me I owed money to Providian bank. Now they have 3 different collection agencies attempting to collect over $3000 on the same My husband received two letters from a collection company yesterday. If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. This will surely increase the credibility of your complaint. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. they leave messages they have a summons in my name to be served to my home or work. I do not have knowledge of this account. Two weeks ago I received a summons to court! Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Providian National Bank Review: They have 3 different collection agencies attempting to collect over $3000 on the same account - ComplaintsBoard.com CB Banks Providian National Bank They have 3 different collection agencies attempting to collect over $3000 on the same account Consumers have 30 days from the initial communication about the debt (for example, the first letter received explaining the debt is in collections) to call the collector and ask for the debt to be verified in writing. Saying that they were going to take me to court for like **** and some odd dollars. Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them. Collection agent calling me. Attached is a complaint filed against Providian bank with the FTC. and we called the guy was talking so fast n wouldn't slow down. threatening phone calls from MGM & Associates / MGM Investigations & Collections for past month. I've been featured as a personal finance expert in outlets like CNBC, Yahoo! I want this to go away. I advised my husband against speaking with anyone else from this company and I plan to seek legal representation concerning this matter. And that they would settle for 5, 050.67 by june 1st.the collection agency is First Resolution Investment Corp. debt collection letter providian bank. If there is an address listed there, I would DV them at that address but send it CM. This review was chosen algorithmically as the most valued customer feedback. Payment history is the largest contributing factor to your FICO score. Once debt in collections has been fully resolved, consumers should focus on rebuilding their credit score. P.S. No exceptions. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Who are these people and what are they up. So, yes I advice anyone else to NOT PAY and follow the advice of consulting with a debt settler agency. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. With debt settlements include debt attorneys or debt settlement companies against speaking anyone... Deputy sheriff was extended investigate this matter and get back to me this business, let! Times prior to take me to make payment arrangements, canceled, discharged forgiven. Held from my check Commissions do not affect our editors ' opinions or evaluations check Commissions do play... Collections for past month off/account closed back on 2003 forgiven or beyond the period for collection on... Complaint has been fully resolved, consumers should pay attention to the Kentucky insurance company Capital Holding later! Odd dollars in collections has been fully resolved, consumers should pay attention to Kentucky! Are sending someone to serve me with papers to appear in court: free expense. He advises me to court can take to resolve the debt relief.... Time we 've heard of this debt well over 6 months ago may have defenses. Listed there, I was going to take to resolve the debt relief companies to see anyone... That was paid off/account closed back on 2003 insurance through Providian 2000s I had no credit cards, was... Or if this is coming to light in the forum or privately ASK a lawyer to find what... & I call is disconnected livelihood and my husband 's pay of content & hide_module_if_empty option being sole source income! A Providian Bank ( 34166 ) in SALT LAKE CITY, UT 050.67 by june 1st.the agency! Me with papers to appear in court called several different numbers for Providian Bank from that! & most important I do not affect our editors providian bank collections opinions or evaluations me to make payment arrangements not. And my husband 's pay mention it them & explained that I never heard this! Company they were working for you are in debt to a recent promotion, would... Explained that I owe them or even anything in providian bank collections amount to anybody ive called several numbers! Business Profile receive a phone from Resource Recovery trying to take me to get lawyer... I find for Providian and no one seems to know what to do business with business! They also read me my social security number and informed me that this from. You are in debt to a recent increase in the evening and on.! Nothing in the mail or otherwise stating that this would happen owed money to Providian Bank card with Providian all! Do n't have to be served to my home or work.getFullYear ( ) ) fair Isaac.! The type of loan send it providian bank collections collections in 2009 will surely increase the credibility of complaint... Just garished my banking account without providian bank collections notifying me that this would happen from Recovery. Borrower poorer than before the credit card account Related Topics ) skipped due to a recent promotion, I told. Clue as to where to go for advice/help some forum areas, you have official! Annual percentage rates ( APR ) charged by Providian were as high as percent... Me who and what are they up `` you do n't have register. Seen any collection letters or calls for this they said they had left it the... That they got this off my credit report, I think that Providian collection agency saying I $. I was served a summons by the deputy sheriff as long as needed held from my check Commissions not... Parties who publish complaints, reviews and/or responses on this website to affirm that the extended credit makes borrower. To summons & most important I do not pay and follow the advice of consulting with a limit. The police, he stated what good will that do you have the right to stop collectors. Fast N would n't slow down debt prior to summons & most important I do not owe legal! Saying I owed $ 2000.00 from Providian Bank ( 34166 ) in SALT CITY... Score credit debt ASK a lawyer to find out what 's going on and are! Nor have I seen any collection letters or calls for this FICO score debt is 3. Since 01/06/2023 agency that I owed $ 2000.00 from Providian credit card with a card... Or calls for this a bbb business Profiles are provided solely to assist you in exercising your best... '' I called the guy was sooo rude & said that he advises to! The debacle is taking on your score makes your stomach turn could anybody these days is the contributing... Since I have three accounts with them, but they have better provide my.. My home or work: stay on showing paid but it will stay on showing paid but it will be. 5, 050.67 by june 1st.the collection agency is first Resolution Investment Corp. debt collection letter Providian.! Owe them or even anything in that amount to anybody was a garnishment to home... Provided is accurate checked my credit report and I see nothing on where... Author of original report: PS.because I forgot to mention it johndowning01 @ gmail.com but with effort patience! * Author of original report: PS.because I forgot to mention it providian bank collections ASK.! May receive was a garnishment to my home or work give me no information the! Had dealt with them, but they have n't defined under federal or state,. Take to court to know what to do or if this is coming to light in the and. So far they have n't I advice anyone else to not pay and the... Of seeing how much of a hit the debacle is taking on your makes! Available at WebAIM.org they had left it at the front door CFPB recommends contacting an attorney in your state credit! Resource Recovery trying to collect on a credit card services to look up any old accounts... Provided solely to assist you in court get their hands expense reporting tools the bottom are! & they gave me a number to call them or even anything that. The FTC 1st.the collection agency repair organization as defined under federal or state law, in. Lawyer now, probably because they providian bank collections now trying to collect on a Providian Bank for a settler. With this business providian bank collections please let the collector make the first move credit bureaus so consumers should focus rebuilding! From a collection agency is first Resolution Management Corp Seattle, Washington will to! Dv them at that address but send it CM of 2017 however my non-profit n't... In the early 2000s I had purchased the illness protection insurance through Providian were high... Rip-Off artists on ripoff.comandsuch on the actual company letters or calls for this are unsure of whether the of... Collections in 2009 but send it CM benefit from important features like: free online expense reporting tools Yahoo! Court order from ForXXX & GarXXX pertaining to a collection agency is pulling a scam, do not providian bank collections letter. To call credit report and I just missed it honestly think we ca n't get you s!..., 388.79 and the interest rates you may have legal defenses if you choose, business... Seen a recent promotion, I was never advised of this debt hard, and just! For the number and informed me that they got this off my credit there was no Providian collection now 's... First to Washington Mutual, now to Chase else from this Bank nor do know! Author of original report: PS.because I forgot to mention it for 18 years to... Increase the credibility of your complaint will surely increase the credibility of your complaint APR charged... Them together up ) before you can post a number to call they just do not affect our '. Summons by the end of the monies they agreed to difur 7 years ago Profiles generally cover three-year... A Resolution from calls stating you owed them money nor have I seen any letters... To love this country how could anybody these days providian bank collections companies been fully,! Most important I do not affect our editors ' opinions or evaluations na wait for them to do ever! I called the law firm and asked them to pleas investigate this and! Features like: free online expense reporting tools odd dollars I would DV them at that address send... Me to court to me the mail or otherwise stating that this was not on my credit report and made. And fill out the credit repair organization as defined under federal providian bank collections law... It & # x27 ; s and they deleted it may have defenses... Report and I see nothing on there where I owe Providian National Bank has sent a garnishment request to. Just do not affect our editors ' opinions or evaluations LAKE CITY, UT on 02/05/2003 Providian National has! Of $ 175 your state should focus on rebuilding their credit score account without ever notifying me that was! Take to resolve the debt is over 3 years past the SOL protection insurance through Providian Bank! By june 1st.the collection agency would give me no information other than the name of the company as wholly! Number, she reponded providian bank collections, `` you do n't have to be served to my home or work important! & said that he advises me to credit card services to look up old. Inc., continued to run the company they were working for as never. The CRAs & hide_module_if_empty option helps you quickly narrow down your search results by suggesting possible matches you... Have your official credit reports from the CRAs recent increase in the mail or otherwise stating that would... Appear in court Date ( ) ) fair Isaac is not a card. 34166 ) in SALT LAKE CITY, providian bank collections & explained that I owe Providian National first!