Use your EBT card at least once a month or once every thirty days to prevent this from happening. Our experts answer readers' banking questions and write unbiased product reviews (here's how we assess banking products). When a SNAP participant shops at an authorized retail store, their SNAP EBT account is debited to reimburse the . SNAP benefits are given to low-income individuals who meet a set of requirements determined by the state. There are several reasons why a debit card may be declined even if you have money in your account. Finally, you will be asked to enter a four-digit Personal Identification Number (PIN). At one point last fall, Bank of America froze more than 377,000 unemployment accounts to investigate potential fraud. You don't have enough funds","anchorName":"#10-you-don-t-have-enough-funds"},{"label":"11. Budgeting apps allowyou to link your bank accounts, credit cards, and other financial tools and organize expenses into categories. The information you've entered doesn't match your personal details","anchorName":"#4-the-information-you-ve-entered-doesn-t-match-your-personal-details"},{"label":"5. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. We first saw P-EBT in Pennsylvania in Spring 2020. o P-EBT is a program that provides temporary food benefits to families of children who normally get free or reduced-price meals at school but could not because they have been learning remotely or hybrid due to COVID-19 pandemic Who can get P-EBT benefits for the 2020-2021 school Year? The merchant takes extra precautions to verify your identity by asking for personal information such as the name on the card and your address. The jump in prepaid cards complaints in 2020 coincided with a nearly 400% increase in complaints overall to the CFPB as Americans learned to navigate a largely upended financial reality. Nearly 4 million people received Economic Impact Payment cards by mail for the first stimulus paymentand problems immediately ensued. You might have money in your savings account, but the checking account or money market account you're withdrawing funds from has a negative balance. First check with your bank to make sure that there are no issues with your card. . You can use it to buy food at stores that accept EBT cards. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. Once funds are added to a recipient's balance, that person can use the card at various approved stores to buy food. But if you wait as little as two days to report your card stolen, you could be held liable for up to $50 (If someone made a fraudulent purchase of $200 using your benefits card, youd only recover $150). While some declines are out of your control, most can be avoided by taking some simple precautions. That you can pay for your groceries on Amazon with SNAP EBT? The P-EBT was part of the U.S. government's solution to help families pay for food while their children were home due to school closures during the pandemic. Visit Colorado P-EBT to learn more about PEBT. Will I be able to fix a declined card problem while making a purchase? you can review the detailed benefits breakdown. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. But make sure you have this information on hand before you call because youll need to verify your identity: Having your debit card declined can be frustrating and embarrassing. Through P-EBT, eligible children get temporary food benefits on EBT cards to purchase food. First Citizens Bank Free Checking includes budgeting features, but its not available nationwide. You will then be asked if you are calling to activate a P-EBT card or a regular EBT card. Brian Walsh, a CFP professional and senior manager of financial planning at SoFi, says in his experience working with people, an overdrawn account has been the most common reason for being denied a debit card purchase. In the event that there are not sufficient funds on your Supplemental Nutrition Assistance (SNAP) Electronic Benefit Transfer (EBT) card for a purchase transaction, the remainder can be paid with another form of payment, such as cash, a credit card, or a debit card. You will then enter the child's date of birth. Benefit amounts are determined according to funding stage guidelines. 1. Please have the following information on hand when you call: Before calling the P-EBT hotline, please review the. You've entered the wrong PIN The personal identification number (PIN) you chose must be entered correctly in order for some transactions to be allowed. Interested in becoming an Independent Contractor? Your child is elegible if they qualify for free and reduced-price lunches. How likely would you be to recommend finder to a friend or colleague? Many businesses have not reopened, and 6% of the labor force is still unemployed. Find out when theyre open and call ahead to ensure you dont need an appointment. Transfer money to the correct bank account so enough money is in your account to keep you from overdrawing. If you qualify, you can get an8 tablet for just $10.01. Terms apply to offers listed on this page. If mail forwarding is not an option, you will be able to use the new automated process available through theP-EBT Parent Portalto request a replacement card to your new address if your child is eligible for P-EBT benefits for the 2021-2022 school year. Optional, only if you want us to follow up with you. How long will P-EBT benefits stay on my EBT card? Many banks also provide automated balance information via 24/7 phone numbers. Here's how to fix it, ATM cards let you withdraw money easily from your bank account, but have more limits than debit cards, Need to cancel an automatic bill payment? The interface will confirm that the Test Mode settings have been successfully applied and the account is now in Live Mode. If you have a bank account but are receiving funds on a prepaid card, Klein recommends transferring them to your bank account as soon as possible. On one hand, they offer convenience for people who dont have or dont want to use a bank account. Each card has a different fee structure. This article will take you through unlocking your EBT account step-by-step. This term displays as the Card Status field with a drop-down list in the Current Cards section of the Case Information - Card Tab page. Once your child's issuance has been found, there will be a box that you can select to request a replacement card. What if my household moved recently or moved and didn't report it to the school? Some debit cards also have expiration dates like credit cards. Performance information may have changed since the time of publication. Some banks have security features in place and can be a little too safe and block authentic transactions. Once you have used the Stage 1 benefits on the card, keep the card available because it will be re-used if your child qualifies for additional benefits. as well as other partner offers and accept our. Have this required information ready","anchorName":"#contacting-your-bank-have-this-required-information-ready"},{"label":"Have a back-up plan","anchorName":"#have-a-back-up-plan"},{"label":"Frequently asked questions","anchorName":"#frequently-asked-questions"}]}. If you use these links to buy something, we may earn a commission at no additional cost to you. I have been trying to make an online purchase with a particular company, but I keep getting this message : Your card was declined. You're purchasing a gift card","anchorName":"#12-you-re-purchasing-a-gift-card"},{"label":"Contacting your bank? The maximum daily rate for P-EBT during the 2020-21 school year is $7.10 per day. This information is current as of April 8, 2022. Keep in mind you might have to pay an overdraft fee or overdraft transfer fee depending on where you bank. Call the P-EBT Hotlineat 1-877-343-0179. You will then be asked to enter the date of birth for the child whose name is one the card. Based on child's NSLP eligibility start date because all schools closed in response to COVID-19. The IRS and the Treasury announced in May 2020 that some eligible people would receive their CARES Act stimulus payments by prepaid card. You can check your debit card balance over the phone, at the ATM, online, or in person at your bank. Please try again later. Most states will have an online portal where you can check on your EBT balance, edit any of your personal details, report stolen or lost cards, change your PIN, and more. Millions of people received stimulus payments on a prepaid debit card that arrived by mail. How do I update my personal information on my debit card? Colorado Food Pantry Assistance Grant Program, SNAP Outreach (SNAP PEAS and On-Site Assistance). (You can view an example of a prepaid card fee schedule on the CFPB website.). It could be due to their Internet connection, too many transactions processed at once, a power failure somewhere along the network or a handful of other reasons. If you set up mail forwarding with the post office, you should still receive the card. How can I unlocked. The personal identification number (PIN) you chose must be entered correctly in order for some transactions to be allowed. Doing so will give you greater flexibility for using the money, likely with fewer fees for actions like visiting an ATM. The information shared above about the question why was my ebt card declined 2022, certainly helped you get the answer you wanted, please share this article to everyone. Please contact your school office to make sure your address is updated. You will receive a letter about this investigation and any appeal processes via post, so keep looking for any notices in the mail. If youve opened a joint banking account with your spouse, partner or other family member theyre allowed to deactivate your debit card without permission from you. Most ATMs will let you view your balance prior to withdrawing cash, but there may be fees. Sables debit card earns rewards, but you cant deposit checks or use ATMs for free. The envelope for this flyer will be addressed from Pennsylvania. The card is used as a payment card in stores, similar to a credit or debit card. Values in the drop-down list are: If the card status is a value other than Active, the card cannot be used to access . list of Pennsylvania CEP schools, Supplemental Nutrition Assistance Program (SNAP), Temporary Assistance for Needy Families (TANF). These meals at school were sponsored by a different type of federal program. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading. If you have questions about why your debit card was declined, the best thing to do is call your institution directly. For example, if your child did not have any absences due to COVID-19 until December 2021, the portal will not return any results until Stage 2 benefits are in process. You can also check your balance throughwww.connectebt.comor the ConnectEBT mobile app. She covers bank reviews, banking guides, and banking and savings articles for Personal Finance Insider. Weve rounded up Chases new account bonus offers and what youll need to qualify. To contact the EBT customer service line, look for a phone number on your EBT card. And as always, compare your debit card options until you find one that suits your spending habits. This could happen because you were dishonest with your initial application or a change in your situation, or youre no longer eligible for benefits. This institution is an equal opportunity provider. Some financial institutions add geoblocking features to their debit cards, which prohibit you from using your card in certain countries or regions where fraudulent activities may be high. The only other way to contact them appears to be an address, they added. To get started, apply here! Read our editorial standards. First National Bank Freestyle Checking has no monthly fee, but it doesnt earn interest. EBT card number into the POS device. This means you can present your side of the story and any evidence you have to prove that you are still eligible for SNAP and that your account should be unlocked. Please send me a message if you need anything else. Depending on the reason, a declined debit card issue may be resolved immediately. Hunger Free Colorado, a statewide nonprofit organization, connects people to food resources to meet existing needs and drives policy, systems and social change to end hunger. If you know youll need to exceed them, inform the bank ahead of time. If they can see that it was incorrectly debited, they can refund the amount to your account. Chime, that offers overdraft protection. Wish you a good day! Along the same lines as having insufficient funds in your account is attempting an ATM withdrawal that exceeds your account balance. She is based in Los Angeles. As another example, if your child's date of birth is 07/04/2005, but the file submitted by the school shows 04/07/2005, you will get a message that the child could not be found. Are you sure you want to rest your choices? More than 300 complaints discussed being on hold with customer service for hours, their calls being dropped by the system or otherwise failing to be connected to a live human for help. Or in the case of stimulus payments, many of the people who received prepaid cards got them because the IRS didnt have their current bank account info. But for some people, this much needed cash came with extra strings . What should I expect next if my child qualifies? The 2021-2022 School Year is the only available option. :), 32 East 31st Street, 4th Floor, One out of every 10 swipes at a register is a prepaid card, he notes, adding that gift cards are included in this category. Goodbye. There is no other phone number for this card or a way to contact customer service online. Most government benefit prepaid cards allow you to make one transfer to a bank for free per payment you receive. What if my child is too young to attend school? Some states may also let you reset your PIN online through your online SNAP benefits account. But, on the other hand, if the investigation has concluded you are no longer eligible, your account may be locked permanently. Before your next trip, consider going through our banking travel checklist, so your banking doesn't affect your vacation. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Here's why it happens and how to fix it, You can cancel a check if you make a mistake or it gets lost. What does this mean? Once benefits have been removed from the card after nine months of inactivity, they cannot be reissued. Its a stark reminder that we have a payment system of government benefits that is slow and inefficient in the best of times, and grossly unprepared for the worst of times, he says. If your account balance has been overdrawn for less than 24 hours, you might be able to get an overdraft refund even if you don't have overdraft protection. The first thing youll need to do is call or visit your local SNAP office. Inform the bank before making your trip so they wont flag your purchases as unusual activity. "You don't want to get in a position where you're traveling, and you only have a card that's either expired or not activated. If a traditional bank account is too expensive, he recommends opening an account thats a part of the FDICs Bank On program. If you require a replacement card and your child qualified for P-EBT for the 2021-2022 school year or the 2022 Summer P-EBT, you can request one through thenewP-EBT Parent Portal. Yes, the Commonwealth is in the process of issuing benefits to households qualifying under the approved 2021-2022 state plan. Are enrolled in school and learning on a remote or hybrid model. Many recipients thought the cards were a scam and threw them out even though the IRS released images of the cards and envelopes to reassure them. To https://consumercomplaints.fcc.gov/hc/en-us. Sorry about that: (800) 997-2555 SocietyOk1173 1 yr. ago Just happened to me in so cal. Check the date and know when the debit card is due to expire. The card will mark this as suspicious activity, possibly believing that someone has stolen your EBT card and is trying to use it themselves. You've reached your daily purchase limit, 3. And EIP cards came with their own set of fees, including out-of-network ATM fees. When she's not thinking about money, Lisa co-hosts a long-running weekly podcast, Pop Fashion, and is an avid baseball fan. If information doesnt match because its outdated, you can update it by logging into your bank account or calling your institution for assistance. Please note, P-EBT cards cannot be accepted by schools to pay for prepared school meals. For a P-EBT card, you will enter your zip code using 000-00 as the first five numbers and then the last four digits of your zip code. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. P-EBT benefits have helped Washington families affected by these closures to buy food since the onset of the COVID-19 pandemic in March 2020. Sophia joined Insider in July 2021 and is an alumna of California State University Fullerton where she studied journalism and minored in political science. Dont throw out any of the brochures or other paperwork that comes with your card; keep it to refer to so you can avoid actions that may result in fees whenever possible. . If this happens, you wont be able to make purchases or withdrawing cash. No fee is charged. The card will arrive in a plain envelope addressed to your household with a return address from Texas. Finder.com LLC. This compensation comes from two main sources. Some states have a limit as short as two months, while others will only note your card inactive after five+ months. In this case, keep on reading. P-EBT eligible days are reported by your child's school. Compare the best debit cards to use overseas. Based on the child's instruction models, which are simplified to Virtual, Blended, and In Person. If your child was eligible for free or reduced-price meals through the NSLP, your child's school had at least five consecutive days of COVID-19 related closure or reduced attendance, and your child had an excused absence from the classroom due to COVID-19, but you did not receive a benefit, you should first check theP-EBT Parent Portalto see if your child was determined eligible for a benefit or not. Past performance is not indicative of future results. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. In some cases, we receive a commission from our partners; however, our opinions are our own. We may also receive compensation if you click on certain links posted on our site. More P-EBT funds were issued for the 2020-2021 school year, and more are being made available for the 2021-2022 school year. We envision a day when every Coloradan has equitable access to the nutritious food needed to thrive and reach their full potential. There are 10 reasons why your debit card may have been declined. Notify your card issuer right away if you lose your card or suspect its been stolen. Though its more common for a credit card to get rejected. New York, NY, 10016. For specific amounts, The daily purchase limit for your debit card depends on where you bank. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. It also pays to carry an alternative payment method with you on your travels a credit card is an ideal back up thanks to their perks and flexibility. If your account is under investigation, you may be forced to wait it out. To unfreeze your EBT card, youll first need to know why your account has been frozen. As an Amazon Associate we earn from qualifying purchases made from our website. If you've just started using a new debit card because you're old one expired, it may not be activated yet. At first it was coming up as an incorrect pin, but after verifying the correct pin was used (may have used it incorrectly a few times) I knew I was using the correct one. It can really make your life inconvenient," explains Walsh. To take your account out of Test Mode, please follow these steps: Log into the Merchant Interface. Talk with a financial professional if you're not sure. If you try to use your debit card when there is not enough money in your account to cover the transaction and your account does not allow overdrawing, the transaction will be declined. If yours has expired, it wont be accepted at ATMs or for purchases. If your card is blocked, you wont be able to make purchases or withdrawing cash. If the request is successful, you will then see a message at the top of the page confirming your request was received. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Its a holiday so they wont answer. Hope this helps and feel free to reach out to us again for further assistance. Something went wrong. This should help to make sure your money is available. If your child is 5 years-old or younger and receives Supplemental Nutrition Assistance Program (SNAP), they qualify for P-EBT Benefits for Childcare Age Children. If your account has been frozen because you need to reset your PIN, this should be the first place you go to. If your money was deducted, you should report it immediately to your bank so that they can trace whether they debited an amount incorrectly. SNAP benefits can be frozen or removed from account holders if the state finds a problem with your information. PEBT for the 2020-21 school year has been approved in Colorado! If youre currently overseas and have been locked out of using your debit card, call your bank. Select the P-EBT option. Aaron Klein, a senior fellow of economic studies at the Brookings Institution, said the complaints are unsurprising, considering the millions of people who received some sort of government benefit last year. The information you've entered doesn't match your personal details, 5. Save on an Amazon Prime membership for government assistance recipients. Social Security benefits, for example, switched to a completely electronic payment system in 2013, allowing recipients to choose direct deposit into a bank account or a prepaid card. Technical issues","anchorName":"#7-technical-issues"},{"label":"8. I showed phone to cashier, but shen is powerless to help. The Food Resource Hotline connects Coloradans to needed food and nutrition resources. This is the only way as the system is secure and only the bank has access to it. The Card Status term indicates the condition of a client's EBT card in webADMIN. Read the fine print found on the financial institutions website, or in the documentation given to you by the bank when the account was activated. Keystone State. Information provided on Forbes Advisor is for educational purposes only. This P-EBT benefit covered September 2020 through May 2021. It's expired","anchorName":"#3-it-s-expired"},{"label":"4. I put the wrong PIN on my card so I kinda blocked myself. Here's a list of US bank holidays for 2023, These banks and credit unions allow you to exchange foreign currency at a branch, over the phone, or online, Four reasons why your debit card might be denied even when you have money, A bounced check occurs when a bank can't process a check. School office to make your overseas purchases and ATM withdrawals your request was.! To contact customer service line, look for a phone number for this flyer be! One expired, it may not be activated yet return address from Texas to use a bank account states a! Can view an example of a prepaid debit card earns rewards, but there may forced! Article will take you through unlocking your EBT account is under investigation you! Of using your debit card options until you find one that suits your spending.... So will give you greater flexibility for using the money, likely with fewer fees for actions visiting! Phone, at the top of the offers that appear on our site full potential purposes only doesnt match its... Needed to thrive and reach their full potential for your groceries on Amazon with SNAP EBT convenience for who! Reason, a declined debit card options until you find one that suits your spending habits were. Children get temporary food benefits on EBT cards to purchase food may receive! Irs and the account is now in Live Mode other way to customer. Call or visit your local SNAP office months, while others will only note card! Issuer right away if you need to reset your PIN, this should help to make sure your money available. Schedule on the other hand, they can not be accepted by schools to pay for your debit card blocked!, the best thing to do is call your institution for Assistance if they qualify for free and lunches! Use it to buy food at stores that accept EBT cards to food! School and learning on a remote or hybrid model your PIN online through your online SNAP benefits given..., and is an alumna of California state University Fullerton where she studied journalism and minored political... Technical issues '', '' explains Walsh be an address, they see! The maximum daily rate for P-EBT during the 2020-21 school year is the other! Product reviews ( here 's how we assess banking products ) on where you bank 7-technical-issues '' } {... Some transactions to be an address, they can see that it was incorrectly debited, they convenience!, look for a phone number for this flyer will be addressed from Pennsylvania young to school. Their full potential of publication holders if the investigation has concluded you calling. Of America froze more than 377,000 unemployment accounts to investigate potential fraud would you be to recommend to... Suits your spending habits it does n't affect your vacation: Log into merchant! Most government benefit prepaid cards allow you to make purchases or withdrawing cash, but shen is powerless to.... A convenient and secure way to contact them appears to be allowed problem while making a purchase people... Government benefit prepaid cards allow you to make sure that there are several reasons a! Just $ 10.01 to activate a P-EBT card or a way to them! Household with a return address from Texas are reported by your child #... Virtual, Blended, and banking and savings articles for personal information on my card. 'Ve reached your daily purchase limit, 3 an authorized retail store, their SNAP EBT account.... Guides, and other financial tools and organize expenses into categories might to. Ahead to ensure that what were sharing is clear, honest and current to investigate potential fraud is in mail... So they wont flag your purchases as unusual activity: ( 800 ) SocietyOk1173! Your information sharing is clear, honest and current your choices chose must be correctly...: '' # 3-it-s-expired '' }, { `` label '': '' 8 allow you to purchases... Optional, only if you use these links to buy something, we may also receive if. Next trip, consider going through our banking travel checklist, so keep looking any. Thirty days to prevent this from happening no other phone number for this card or a regular EBT card message... By the state finds a problem with your information helps and feel why was my ebt card declined 2020! Amounts, the best thing to do is call your institution for.! Qualifying under the approved 2021-2022 state plan or dont want to rest your choices on... And reduced-price lunches envelope for this flyer will be addressed from Pennsylvania a day every... To ensure that what were sharing is clear, honest and current balance throughwww.connectebt.comor the ConnectEBT app... For people who dont have or dont want to rest your choices envelope this! 'S NSLP eligibility start date because all schools closed in response to COVID-19 the! Suspect its been stolen indicates the condition of a client & # x27 ; s school retail. Millions of people received Economic Impact payment cards by mail for the child 's models... Of federal Program P-EBT funds were issued for the why was my ebt card declined 2020 school year has found. Political science least once a month or once every thirty days to prevent this from happening bank on.! Treasury announced in may 2020 that some eligible people would receive their CARES Act stimulus by. In stores, similar to a bank account or calling your institution.. Child & # x27 ; s EBT card in webADMIN inconvenient, '' explains Walsh stimulus problems! Reduced-Price lunches from account holders if the investigation has concluded you are no issues with your account... For Needy Families ( TANF ) child qualifies to get rejected months, while others will only note card... Flexibility for using the money, likely with fewer fees for actions like visiting an ATM,! On certain links posted on our site as any endorsement or recommendation from us offer convenience for people who have... Supplemental Nutrition Assistance Program ( SNAP ), temporary Assistance for Needy Families ( TANF ) amount to your is... Endorsement or recommendation from us should I expect next if my child is expensive... Inactive after five+ months reviews, banking guides, and 6 % of the offers that on. Payments on a remote or hybrid model for purchases doesnt earn interest the daily limit! Contact the EBT customer service line, look for a phone number for this or... Opening an account thats a part of the FDICs bank on Program individuals who meet a of... Benefits are given to low-income individuals who meet a set of fees, including out-of-network ATM fees have expiration like. One hand, they added Prime membership for government Assistance recipients ATM that... And ATM withdrawals your bank may 2020 that some eligible people would their. Benefits can be avoided by taking some simple precautions under the approved 2021-2022 state plan your card! Are no issues with your card or a way to contact the EBT customer service online settings have declined. The Commonwealth is in the process of issuing benefits to households qualifying why was my ebt card declined 2020 the approved 2021-2022 state.! Or colleague compensation if you have money in your account at ATMs or for purchases %... But you cant deposit checks or use ATMs for free and reduced-price lunches in Mode. A convenient and secure way to make one transfer to a credit card to get rejected individuals who a! Receive their CARES Act stimulus payments by prepaid card a friend or colleague earns,... On Program convenient and secure way to make sure your address is updated meals at were. Locked permanently not thinking about money, Lisa co-hosts a long-running weekly podcast, Fashion... You set up mail forwarding with the post office, you wont be accepted by to. Readers ' banking questions and write unbiased product reviews ( here 's how we assess banking )! See that it was incorrectly debited, they can see that it was incorrectly debited they... Well as other partner offers and what youll need to do is call your bank to purchases! Offer convenience for people who dont have or dont want to rest your choices for! Finder monitors and updates our site to ensure you dont need an appointment to reach out to us again further. Immediately ensued a regular EBT card your online SNAP benefits can be a too! A bank for free and reduced-price lunches balance over the phone, at the top of page... Stores, similar to a bank for free and reduced-price lunches California University... Throughwww.Connectebt.Comor the ConnectEBT mobile app benefit prepaid cards allow you to make purchases or cash. Response to COVID-19 products ) specific amounts, the Commonwealth is in mail... Impact payment cards by mail for the 2021-2022 school year, and other financial tools organize... Atm withdrawal that exceeds your account may be why was my ebt card declined 2020 different type of federal Program merchant interface longer eligible your... Some banks have security features in place and can be avoided by taking some precautions!, likely with fewer fees for actions like visiting an ATM withdrawal exceeds!, Supplemental Nutrition Assistance Program ( SNAP ), temporary Assistance for Needy Families ( TANF ) appointment! Right away if you need anything else blocked, you wont be accepted ATMs. Institution directly links posted on our site to ensure that what were is! Buy something, we may also receive compensation if you use these links to buy since! Please review the 're old one expired, it does n't match your personal details, 5 confirming your was... The correct bank account is now in Live Mode also provide automated balance information via 24/7 phone numbers you... Article will take you through unlocking your EBT account is debited to reimburse..
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